CORONAVIRUS - HELP AVAILABLE
Let's Talk Money remains open for phone and email support during the COVID-19 pandemic. Please call 07914 789 397 or email firstname.lastname@example.org and we will get back to you as soon as possible.
EMPLOYEES WHO HAVE LOST MONEY AS A RESULT OF THE CORONAVIRUS
Coronavirus Job Rentention scheme (furlough):
If you are an employee and are no longer able to work, you may be eligible for the Coronavirus Job Retention scheme. Under this scheme the government will pay 80% of your monthly wages up to £2500. You can find out more information and check your eligibility for this scheme here.
If you are not eligible for the Job retention scheme, you may be eligible for Universal Credit. You can find out more about Universal Credit and apply here.
INFORMATION FOR SELF-EMPLOYED AFFECTED BY CORONAVIRUS
If you are self-employed and have lost income as a result of the Covid-19 pandemic, the government has announced a scheme that means you receive 80% of profits will be paid backdated to March. You can apply for this even if you are still working but there are exclusions including newly self-employed. However, this will not be available until June. HMRC will contact you if they think you are eligible for this scheme. Find out more detail here.
If you are not eligible for the self-employment scheme, you may be eligible for Universal Credit. You can apply for Universal Credit here.
ADVICE FOR PEOPLE STRUGGLING WITH ENERGY COSTS
Advice for those on pre-payment meters:
If you are on a prepayment meter and worried about topping up while you are in isolation, Money Saving Expert has put together a table of what support (if any) that energy suppliers are providing as well as contact numbers for suppliers. You can access the table here.
Advice for people on credit meters
If you are struggling to pay your energy bills, then get in touch with your energy company as soon as possible to explain your situation. Money Saving Expert has put together information on what help is available for those on credit meters that you can find here.
Reducing your energy use:
We are all likely to see a rise in energy costs while we are at home more. If you would like advice and tips on how to reduce your energy use, Shine London provide free over the phone advice.
HELP WITH HOUSING COSTS
If you are struggling to make rent or mortgage payments, then get in touch with your landlord/mortgage provider as soon as possible to explain the situation.
If you are renting and applying for Universal Credit then you can apply for help with your housing costs through Universal Credit. If you are not on Universal Credit, you may be eligible for Housing benefit through Brent Council. You can apply here.
Most banks are providing 3 month mortgage payment holidays. Contact your mortgage provider directly to arrange this. Most banks are experiencing high call volumes and are asking customers to complete an online request for mortgage payment holidays.
Brent Council has said they "will ensure no council tenant loses their home because they are affected by coronavirus".
The government has also pledged to support prevent evictions due to the Coronavirus and are passing emergency legislation on this. For more information go here.
HELP FOR THE EXTRA VULNERABLE
If you have a medical condition that means that you are extra vulnerable to the Coronarivus, you can register to get extra support, including with food deliveries, here.
Sufra foodbank, based on St Raphael's estate, are providing pre-packed food and toiletries parcels. To get a food parcel you need to have a foodbank voucher. You can obtain a voucher and foodbank details here.
OTHER MONEY ISSUES RELATED TO CORONAVIRUS
The Money Saving Expert website has a huge amount of clear and concise information that relates to other issues that you may face as a result of the Coronavirus including travel and weddings. You can find this information here.
HELP WITH COUNCIL TAX BILL
Brent Council has a Council Tax Support scheme for people on low incomes which can reduce your Council Tax bill by up to 80%. The government has announced extra funding for local councils to provide support to help people affected by the Coronavirus who are struggling to pay their bills. You can apply for Council Tax Support online by going to Brent MyAccount.
FINANCIAL EDUCATION FOR ADULTS
Let's Talk Money is a charitable project delivering free financial education workshops to adults in Brent and the surrounding areas.
WHO WE ARE
Let's Talk Money
Let's Talk Money is a financial education project for adults based in Brent in North West London. The project was set up in 2009 by volunteers from Community Church Harlesden determined to support members of the community facing financial hardship. It was initially a debt advice service called Harlesden Money Advice. In 2015, the service was relaunched as a financial education project delivering free workshops and support to adults in the local area. The name of the project changed to Let's Talk Money to reflect this change in direction.
Let's Talk Money is a charitable project of Community Church Harlesden (www.cchonline.org) which is a local church and registered charity (charity no. 1121958).